Invest For Your Future
With the financial crash of 2008 fading into memory and house prices shooting up, investing wisely in property can be a great way to build wealth and financial security. Historically, property markets in Australia have enjoyed steady growth and investing can generate a long-term income stream that increases with time. Moreover, putting money into bricks and mortar has traditionally been a low risk investment. Other benefits include fewer market fluctuations and great tax benefits.
Investing in property may well be as safe as houses. But with a still nervous financial industry following the big meltdown, lenders are a lot more cautious these days about who is borrowing money and what for. Therefore, a mortgage broker is a fantastic ally to help match you with the right lender for your circumstances.
Securing the Right Loan is Crucial
The key to making the investment work for you is not just in buying the right property, it is also getting the right loan advice and guidance. Like all investment strategies, success is due in part to having the right financial structures in place to support them.
To ensure your returns are fruitful and to maximize your profits, you need to choose the most suitable loan with the most favourable terms for you. And of course, it shouldn’t cost you the earth.
Brilliant investment opportunities are clearly there, but before you start thinking about building wealth with an investment property, you must have your finances sorted. Numbers are everything. This involves knowing your borrowing capacity, being fully aware of all the costs (such as upfront costs, borrowing costs, legal fees and the ongoing costs of being a landlord) and getting pre-approval.
Seeking pre-approval is a smart move, because it gives you a figure to work with and lets sellers know that you are serious and in a position to buy. By getting your financial strategy right from the very beginning, you can save yourself a lot of time, money and heartache.
Therefore, it won’t surprise you to know that buying an investment property and securing a loan needs expert advice. Here at iMortgtage Broker Brisbane, our goal is to help our clients grow their wealth through property.
While we cannot advise you on which properties to purchase, we can get you the best financial solutions for your investment strategy or strategies. Our team has access to a range of lenders that specialise in lending for investment properties.
Advice for Every Investor Type
Whether you are an experienced and accomplished investor or are just dipping your toes into the water for the first time, our experts will take you through the entire process and answer all your questions. We’ll explain how much you can borrow, discuss the potential risks and explore different scenarios and types of loans, comparing products from different lenders to find one that fits you perfectly.
Maybe you see investment as a future pension, want to diversify your assets or are looking for a steady, passive income. No matter your financial goals we’ll provide you with impartial and specialist advice that will help you reach them.
In addition to explaining the different loan features, such as fixed versus variable, interest only and fixed rate loans, we can also discuss the many different ownership options, their associated costs and pros and cons. These include investing as a sole purchaser, a joint tenant, through a company or trust or as tenants in common.
There is no need to feel that you have to do any of this alone. We genuinely believe that your outcomes will be better with professional advice.
Want to Talk Property Investments?
So, whatever your circumstances and no matter what you want to achieve through property investing, get in touch with us now on 07 3062 8446. Trust us to find the right deal for you.