Financial Planning Experts
Smart Financial Advice
Everyone can benefit from sound financial advice, no matter their income levels. Now more than ever in a volatile economic climate it is essential that you take steps towards a healthy financial life.
Without a financial plan in place, you leave your finances to chance. This may mean you make poor spending choices, end up having less to show for your money and sell your future short by not having enough resources to fund your retirement.
You could also be at risk of dragging yourself deeper into debt by servicing expensive loan arrangements.
With financial planning, you have a wonderful opportunity to take control of your financial present and future, allowing you to make better decisions about how you manage your money and meet your needs.
Among the many other benefits of financial planning are:
- Potential tax savings.
- Funding large purchases.
- Growing your savings and investments in a tax efficient way.
- Preparing for uncertainties, such as unemployment and illness.
- Peace of mind.
How We Can Help You
An expert financial advisor can help you determine and reach your short and long-term financial goals.
At iMortgage Broker Brisbane, our aim is to assist you in getting the most out of your finances and assets. The first important step in developing a sound financial plan is to meet with one of our advisors. During this initial consultation we’ll get the ball rolling by listening. We’ll listen to your needs, hopes and dreams for the future.
Then we’ll gather the information we need (sometimes called fact finding), which involves taking stock of your finances. We will also ask you about your age, income, assets, liabilities, tax owed and paid, day-to-day expenses, envisioned future expenses, investments and state of health.
At the same time, we’ll help you identify your goals (for example, when do you hope to retire? Is a holiday home important to you? Have you done your will?) and we’ll devise ways to achieve them. Then we’ll present you with recommendations and a written financial plan.
Please note that you are in control at all times. We are not there to push or promote any products. Financial planning is about empowering you to make the best financial decisions that are right for you and your family. Everything we do is to ensure that you have all the information at hand to make informed choices.
When we have your agreement, we’ll implement the plan. But that is not the end of the process. Periodically, we’ll review it with you to ensure that your objectives are being met and revise it as necessary if your financial status changes.
What you will receive from us is nothing but honesty, transparency, integrity and fairness. We will provide you with:
- A Financial Services Guide that details what we can advise on and how we are paid.
- Your Statement of Advice. This lays out the advice given, the basis for this advice, your personal details, and information about your financial goals and how you can reach them with the advice given by your iMortgage Broker Brisbane advisor.
- A Product Disclosure Statement that outlines the features of each product and associated fees, any commission we earn, the risks versus benefits of any investments and what you can do if you have a complaint.
Now, we’re the first to admit that these documents are not best-selling blockbuster reads, but we recommend you go through them thoroughly to familiarise yourself with the products and services that are key parts of your plan. And of course, if you have any questions or if there is something you don’t understand, your advisor will be happy to provide further clarification.
Take Control of Your Finances
If you would to discuss the benefits of financial planning or want to meet with one of our advisors, please call 07 3062 8446 to speak with us straight away. Alternatively, complete the online form.
At iMortgage Broker Brisbane we can help get you from where are to where you want to be.