Welcome to iMortgage Broker Brisbane
Home Loan & Mortgage Experts
Do you need a mortgage broker to help refinance or apply for a new loan? You’ve come to the right place. Our mortgage brokers will find the best rates and terms that meet your personal circumstances. We provide customised solutions designed specifically for you.
Mortgages can be a lot more complex than they first appear. You need to be able to spot the best terms, lenders, rates, features, insurances and much more to find the right one for your circumstances. Frankly, there is a lot to think about. Wouldn’t it be nice if there was someone who could lead you gently through the tangled mortgage maze? At iMortgage Broker Brisbane, we connect you with local specialists who will guide you through all the available choices. You will be presented with the most cost-effective financial solutions using a network of he leading Australian mortgage lenders.
Mortgages are not a one-size-fits-all and our consultative process is tailored to help you to find best home loan product on the market for your requirements. Whether you are buying a home for the first time, renewing your mortgage or refinancing to release equity in your property, we will use our expertise and deep industry knowledge to source the very best deal for you.
Our aim is to take the stress out of finding a mortgage and to make the entire process much easier to understand. We work for you not the banks!
iMortgage Broker Brisbane is a free service which connects local customers with local mortgage experts. A brokerage service connecting you with local experienced brokers with extensive knowledge of the home loan market.
Every broker we use has a credit license issued by ASIC or has authorisation from a credit licensee. Find out more about their licenses when booking your consultation. When working with a broker, you expect honesty and integrity. We aim to provide you with experienced professionals who offer the best mortgage advice in Brisbane.
What does a mortgage broker do?
A mortgage broker plays a very important part in the mortgage process, acting as a liaison between the borrower and the lender. They will research mortgage products on the market from the many hundreds that are available and will help you through the application process. At every step of the way, they will provide you with expert advice.
Why Use Us?
We do the legwork for you
Mortgage brokers are in touch with many lenders, some of whom you may not know about.
We are batting for you
An independent mortgage broker is on your side not the lenders’. You will get unbiased advice and be given access to more products than if you went to a high street lender. What’s more, a mortgage broker has a duty of care to you, the borrower.
Under the National Consumer Credit Protection Act, mortgage brokers are required to ensure that the loan is not unsuitable for your situation. And if their advice is incorrect, you can lodge a complaint.
We provide expert advice
Long-term home loans are more than just interest rates. A mortgage specialist can explain in clear detail the subtleties of different types of mortgages that can make a big difference to the amount you pay.
We know the home loan industry
A good and well established broker will already have formed links and relationships with some lenders. He or she will then know or be able to tell you in a very short period of time which lenders may cater for your specific needs. This can be particularly helpful for people who have a poor credit rating and are looking for an affordable mortgage.
How We Can Help You Obtain a Mortgage
Our mortgage specialists will take the time to discuss your needs and circumstances. For this, we will need to know your financial situation, such as details of your income. Among the documents we will need to see are personal bank statements, payslips, tax returns and details of any outstanding loans that you may have.
Once we have all this information, we will search the market for the best mortgage products available for your particular situation. This involves consulting our continually updated database, which contains loan products from major banks, small banks, credit unions and other lenders. We also look for the best and latest deals from lenders.
Then we will discuss the various loan products available to you and compare their features and benefits. This will cover such areas as their repayment fees and any upfront or ongoing costs. At iMortgage Broker Brisbane, you are our number one priority and following our detailed research and discussions with you, we will recommended a product or products that we think best suit your needs.
If you wish to proceed with a mortgage loan application, your agent will help you complete the paperwork and submit the application on your behalf. They will continuously liaise with the lender until your mortgage is approved and settled.
Our experts can also recommend home insurance solutions for you to protect your home or investment property.
To speak with loan specialist today phone our team direct.
Whether you are a first-time buyer or moving to your next home, iMortgage Broker Brisbane is here to help you.